WAGMO*INS Charge (What It Is + Is It Legit?)
✓ LegitimateThe "WAGMO*INS" charge is from Wagmo. Pet wellness and insurance subscription. Popular with younger demographics who use digital-first insurance.
Wagmo
Pet wellness and insurance subscription. Popular with younger demographics who use digital-first insurance.
Category
Insurance
Avg. Charge
$20.00 - $50.00
Country
US
Billing Cycle
Monthly
Cancel At
wagmo.io/contact
Support
See website
Why does this charge appear?
Wagmo uses the shortened descriptor WAGMO*INS on bank statements because payment processors like Stripe impose strict character limits on transaction descriptors, typically capping them at around 22 characters, which forces the company to abbreviate its billing identity. The asterisk in WAGMO*INS is a standard separator used by these processors to distinguish the merchant name from a product or service code, with INS serving as a quick shorthand for insurance to help differentiate Wagmo's insurance plans from its broader wellness offerings. If you see this charge appearing monthly in the $20 to $50 range, it is almost certainly your Wagmo pet wellness or insurance subscription billing on its regular cycle.
What should you do?
Confirm Your Wagmo Subscription
Log into your account at wagmo.io to verify that the WAGMO*INS charge matches your current pet wellness or insurance plan. Check the billing amount against your plan tier to make sure no unexpected upgrades occurred.
Check Which Pet Is Covered
Inside your Wagmo dashboard, review which pets are listed under your active policy. If you have multiple pets or recently added a new one, confirm that the WAGMO*INS charge reflects the correct number of covered animals on your plan.
Review Your Wagmo Billing Date
Wagmo bills on a recurring subscription cycle, so check your account settings at wagmo.io to confirm the billing date aligns with when WAGMO*INS posted to your bank statement. This helps rule out any duplicate or mistimed charges.
Cancel or Adjust Your Plan If Needed
If you no longer own a pet or want to change your coverage, visit wagmo.io/contact to reach Wagmo's support team and request a plan modification or cancellation to stop future WAGMO*INS charges from appearing on your statement.
Is this charge fraudulent?
No, this is a legitimate charge from Wagmo. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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