CIGNA* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "CIGNA*" charge is from Cigna Health Insurance. Cigna health insurance premium.
Cigna Health Insurance
Cigna health insurance premium.
Category
Insurance
Avg. Charge
$300.00
Country
US
Billing Cycle
Monthly
Cancel At
cigna.com/account
Support
See website
Why does this charge appear?
Cigna Health Insurance uses the truncated descriptor "CIGNA*" on bank statements because payment processing networks like Visa and Mastercard limit merchant descriptors to a set number of characters, and Cigna's billing system is configured to use their corporate brand identifier followed by an asterisk to separate any additional billing detail that may follow. The asterisk in "CIGNA*" is a standard delimiter used in dynamic descriptor formatting, where the portion after the asterisk might display a plan type, member ID, or billing cycle reference depending on your bank's display format. If you see this charge appearing monthly for around $300.00, it is almost certainly your Cigna health insurance premium being automatically debited from your account.
What should you do?
Confirm Your Cigna Coverage
Log in to your Cigna Health Insurance account at cigna.com to verify that the CIGNA* charge matches your current health insurance plan's premium amount and billing cycle.
Review Your Cigna Premium Details
While logged into cigna.com, navigate to your billing or payment history section to confirm the charge date and amount align with your expected Cigna Health Insurance monthly premium.
Contact Cigna Directly If Uncertain
If the CIGNA* charge amount looks unfamiliar or different from your usual premium, call the member services number listed on the back of your Cigna Health Insurance card or visit cigna.com to speak with a representative about the billing details.
Manage or Cancel Your Cigna Plan
If you no longer want or need your Cigna Health Insurance coverage and wish to stop future CIGNA* charges, visit cigna.com/account to review your plan options, make changes, or initiate a cancellation request during an eligible enrollment period.
Is this charge fraudulent?
No, this is a legitimate charge from Cigna Health Insurance. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
Frequently Asked Questions
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