GEICO* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "GEICO*" charge is from GEICO Insurance. GEICO auto insurance monthly premium.
GEICO Insurance
GEICO auto insurance monthly premium.
Category
Insurance
Avg. Charge
$120.00
Country
US
Billing Cycle
Monthly
Cancel At
geico.com/account
Support
See website
Why does this charge appear?
GEICO processes its recurring auto insurance premium payments through an automated billing system that truncates the company name to fit within the standardized character limits imposed by card networks like Visa and Mastercard, which typically cap merchant descriptors at 22 characters or fewer. The asterisk in "GEICO*" is a common formatting convention used by payment processors to separate the merchant identifier from any additional transaction details, such as a policy number or account reference, that may follow it on your statement. If you see this descriptor alongside a charge of around $120.00 billed on a monthly basis, it is almost certainly your GEICO Insurance auto insurance premium being collected automatically from your account.
What should you do?
Confirm Your GEICO Policy
Log in to your GEICO account at geico.com and navigate to your active policies to verify that the GEICO* charge on your bank statement matches your current auto insurance premium amount and billing cycle.
Review Your GEICO Billing History
Within your GEICO online account at geico.com, check your billing and payment history to confirm the charge date and amount align with your expected monthly premium, and look for any recent policy changes that may have adjusted your rate.
Contact GEICO Directly If Unsure
If the GEICO* charge amount looks different than expected, call GEICO customer service at 1-800-207-7847 or use the chat feature at geico.com to speak with a representative who can explain any changes to your auto insurance premium.
Manage or Cancel Your GEICO Policy
If you no longer want to be charged by GEICO Insurance or wish to update your payment method, visit geico.com/account to manage your auto insurance policy, adjust your coverage, or cancel your plan to prevent future GEICO* charges from appearing on your bank statement.
Is this charge fraudulent?
No, this is a legitimate charge from GEICO Insurance. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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