OPENAI* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "OPENAI*" charge is from OpenAI. OpenAI ChatGPT or API charge.
OpenAI
OpenAI ChatGPT or API charge.
Category
SaaS
Avg. Charge
$20.00
Country
US
Billing Cycle
Monthly
Cancel At
platform.openai.com/account/billing
Support
See website
Why does this charge appear?
When OpenAI processes payments for its ChatGPT subscriptions and API usage, the charge is routed through Stripe, a widely used payment processor that truncates merchant names to fit within the limited character space allowed on bank statement descriptors. The asterisk in "OPENAI*" is a formatting convention Stripe uses to separate the merchant name from additional billing detail fields, which is why the full company name "OpenAI" doesn't appear on its own. If you're seeing a $20.00 monthly charge with this descriptor, it's almost certainly your ChatGPT Plus subscription billed by OpenAI through this Stripe-powered payment system.
What should you do?
Identify the OpenAI charge
Log in to your account at openai.com and navigate to your billing history. The OPENAI* charge on your statement is typically linked to either a ChatGPT Plus subscription or API usage fees, so confirm which service you signed up for.
Review your OpenAI usage details
Visit platform.openai.com/account/billing to see a breakdown of your current billing cycle. OpenAI charges can vary based on API token consumption or your ChatGPT subscription tier, so check the usage dashboard to ensure the amount matches what you expected.
Manage or cancel your OpenAI subscription
If you no longer need the service or want to stop future OPENAI* charges, go directly to platform.openai.com/account/billing where you can downgrade your plan or cancel your subscription entirely before the next billing date.
Contact OpenAI support if the charge is unclear
If the OPENAI* charge amount does not match your expected plan or usage, reach out to OpenAI's support team through openai.com to request a detailed invoice or clarification, as billing discrepancies for API usage can sometimes occur due to unexpected spikes in usage.
Is this charge fraudulent?
No, this is a legitimate charge from OpenAI. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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