OPENAI *CHATGPT Charge (What It Is + Is It Legit?)
✓ LegitimateThe "OPENAI *CHATGPT" charge is from OpenAI ChatGPT Plus. ChatGPT Plus monthly subscription.
OpenAI ChatGPT Plus
ChatGPT Plus monthly subscription.
Category
SaaS
Avg. Charge
$20.00
Country
US
Billing Cycle
Monthly
Cancel At
chat.openai.com
Support
See website
Why does this charge appear?
When OpenAI processes payments for ChatGPT Plus subscriptions, the charge appears on your bank statement as OPENAI *CHATGPT because payment processors truncate long merchant names to fit within the standard 22-character limit used by card networks like Visa and Mastercard. The asterisk between OPENAI and CHATGPT is a common formatting convention used by Stripe, OpenAI's payment processor, to separate the parent company name from the specific product or service being billed. So if you signed up for the $20 per month ChatGPT Plus plan, this shortened descriptor is the expected way that charge will show up, even though the full product name is OpenAI ChatGPT Plus.
What should you do?
Confirm your ChatGPT Plus subscription
Log in to your account at openai.com and navigate to your account settings to verify that you are actively subscribed to ChatGPT Plus. The OPENAI *CHATGPT charge reflects the monthly fee for this premium tier, so confirming your subscription status will immediately clarify whether the charge is expected.
Review your ChatGPT Plus billing history
Inside your OpenAI account settings, check the billing or subscription section to view your full payment history. This will show you the exact dates and amounts charged under OPENAI *CHATGPT, helping you match the charge on your bank statement to a specific billing cycle.
Manage or cancel your ChatGPT Plus plan
If you no longer wish to be billed for ChatGPT Plus, visit chat.openai.com and go to your account settings to manage your subscription. You can cancel the auto-renewal there to prevent future OPENAI *CHATGPT charges from appearing on your bank statement.
Check for multiple ChatGPT Plus accounts
If the OPENAI *CHATGPT charge seems unexpected, consider whether you or a family member may have signed up for ChatGPT Plus using a different email address. Visit openai.com and try logging in with any alternate emails to identify and consolidate any duplicate subscriptions you may be paying for.
Is this charge fraudulent?
No, this is a legitimate charge from OpenAI ChatGPT Plus. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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