MONZO PLUS* Charge (What It Is + Is It Legit?)

Confirm your Monzo Plus subscription

Log into your Monzo app and navigate to your account settings to verify that you are actively subscribed to Monzo Plus. The MONZO PLUS* charge is a legitimate recurring fee for the Monzo Plus premium bank account in the UK, so check that the amount matches your expected subscription cost.

Review your Monzo Plus billing date

Inside the Monzo app, check the billing section under your Monzo Plus membership details to confirm the charge date aligns with your regular monthly billing cycle. If the MONZO PLUS* charge appears at an unexpected time or for an unexpected amount, contact Monzo support directly through the app's help chat.

Assess whether Monzo Plus still suits your needs

Take a moment to evaluate whether you are making use of the premium features included with Monzo Plus, such as virtual cards, cashback, and travel perks. If you feel the MONZO PLUS* subscription is no longer providing value, consider whether downgrading or cancelling is the right choice for you.

Cancel Monzo Plus if needed

If you no longer want to be charged the MONZO PLUS* fee, you can manage or cancel your Monzo Plus subscription by visiting monzo.com/settings or going directly to the settings section within the Monzo app. Cancelling before your next billing date will prevent future MONZO PLUS* charges from appearing on your statement.