CNP*ASSURANCES Charge (What It Is + Is It Legit?)
✓ LegitimateThe "CNP*ASSURANCES" charge is from CNP Assurances. Major French personal insurer. Often appears on bank statements for life insurance or loan protection.
CNP Assurances
Major French personal insurer. Often appears on bank statements for life insurance or loan protection.
Category
Insurance
Avg. Charge
Variable
Country
FR
Billing Cycle
Monthly
Cancel At
cnp.fr/particuliers/nous-contacter
Support
See website
Why does this charge appear?
CNP Assurances, one of France's largest personal insurers, processes its recurring premium payments through card network billing systems that apply a standardized truncation format, which is why the descriptor reads CNP*ASSURANCES on your statement rather than the full company name. The asterisk in CNP*ASSURANCES is a common separator used by European payment processors to distinguish the billing entity code from the merchant name, a convention frequently seen with French financial institutions operating under card-not-present transaction rules. If you hold a life insurance policy, loan protection cover, or a borrower insurance contract through CNP Assurances, this monthly charge is almost certainly the automated premium deduction tied to that product.
What should you do?
Identify your CNP Assurances policy
The charge CNP*ASSURANCES is linked to CNP Assurances, a major French personal insurer. Check your records for any life insurance or loan protection policy you may have taken out through CNP Assurances, as these are the most common reasons this charge appears on bank statements.
Log in or visit cnp.fr to verify the charge
Go to cnp.fr and log into your account to review your active policies and recent billing history. Confirm that the amount charged matches what is outlined in your CNP Assurances policy documents or contract terms.
Contact CNP Assurances directly if something is unclear
If you do not recognize the exact amount or are unsure which policy the CNP*ASSURANCES charge relates to, reach out to CNP Assurances through their official contact page at cnp.fr/particuliers/nous-contacter to get a full explanation of the charge from their customer service team.
Manage or cancel your CNP Assurances policy if needed
If you no longer want or need the insurance product tied to the CNP*ASSURANCES charge, visit cnp.fr/particuliers/nous-contacter to request cancellation or modification of your policy. Make sure to get written confirmation from CNP Assurances that the policy has been cancelled to avoid future charges.
Is this charge fraudulent?
No, this is a legitimate charge from CNP Assurances. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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