EXPERIAN* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "EXPERIAN*" charge is from Experian. Experian credit monitoring subscription.
Experian
Experian credit monitoring subscription.
Category
Finance
Avg. Charge
$24.99
Country
US
Billing Cycle
Monthly
Cancel At
experian.com/consumer-products
Support
See website
Why does this charge appear?
When Experian processes monthly billing for its credit monitoring subscription, the company uses a truncated descriptor format that combines its brand name with an asterisk, resulting in "EXPERIAN*" appearing on your bank statement rather than the full company name. The asterisk is a standard delimiter used by payment processors to separate a merchant's name from additional transaction details like a product line or account identifier, and Experian's billing system follows this convention across its subscription services. If you're seeing a $24.99 monthly charge listed as EXPERIAN* on your statement, it almost certainly reflects an active Experian credit monitoring plan you enrolled in through the company's website or a partner promotion.
What should you do?
Confirm Your Experian Subscription
Log in to your account at experian.com to verify that you have an active credit monitoring subscription. The EXPERIAN* charge on your statement corresponds to this service, so checking your account will confirm the billing amount and date match what you signed up for.
Review Your Experian Plan Details
Once logged in to experian.com, navigate to your membership or subscription section to see exactly which Experian plan you are paying for. This will help you confirm whether the charge amount matches your selected tier, such as a basic free trial upgrade or a premium credit monitoring package.
Check If You Still Need the Service
Consider whether you are actively using the Experian credit monitoring features you are being charged for, such as credit score tracking, identity theft alerts, or dark web monitoring. If you are not using these features, the recurring EXPERIAN* charge may not be worth keeping.
Cancel If Unwanted
If you no longer want the Experian subscription, visit experian.com/consumer-products to manage or cancel your membership. Canceling through this page will stop future EXPERIAN* charges from appearing on your bank statement, and you should receive a confirmation email once the cancellation is processed.
Is this charge fraudulent?
No, this is a legitimate charge from Experian. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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