CIH BANK FRAIS Charge (What It Is + Is It Legit?)
✓ LegitimateThe "CIH BANK FRAIS" charge is from CIH Bank Morocco. CIH Bank monthly account maintenance or service fee.
CIH Bank Morocco
CIH Bank monthly account maintenance or service fee.
Category
Banking
Avg. Charge
20–50 MAD
Country
MA
Billing Cycle
Monthly
Cancel At
N/A
Support
See website
Why does this charge appear?
When CIH Bank Morocco processes its monthly account maintenance fees, the charge appears on statements as CIH BANK FRAIS because Moroccan banking systems commonly append the French word "frais" — meaning "fees" or "charges" — directly to the institution's abbreviated name to categorize the transaction type. This convention stems from Morocco's bilingual French-Arabic financial infrastructure, where French terminology remains deeply embedded in banking software and billing systems inherited from the country's administrative history. So if you see CIH BANK FRAIS on your statement, it is simply CIH Bank Morocco collecting its routine monthly service fee, typically between 20 and 50 MAD.
What should you do?
Verify Your CIH Bank Account Type
Log in to your CIH Bank Morocco online account at cihbank.ma and review the account type you hold. The CIH BANK FRAIS charge is a standard monthly maintenance or service fee applied to CIH Bank accounts, so confirm which account tier or service package you are subscribed to in order to understand what fee applies to you.
Compare the Fee Against Your CIH Bank Agreement
Locate your original CIH Bank Morocco account agreement or fee schedule, which would have been provided when you opened your account. Cross-reference the amount charged under CIH BANK FRAIS with the fees listed in your contract to confirm the amount matches what CIH Bank Morocco is authorized to charge you.
Contact CIH Bank Morocco Directly
If the CIH BANK FRAIS amount seems incorrect or higher than expected, reach out to CIH Bank Morocco customer service through their official website at cihbank.ma or visit your nearest CIH Bank branch in Morocco. Ask a representative to break down exactly what service the fee covers and whether any adjustments or waivers are available for your account.
Explore Fee Reduction Options With CIH Bank
Speak with a CIH Bank Morocco advisor at cihbank.ma to find out if switching to a different account package could reduce or eliminate the CIH BANK FRAIS charge. Some CIH Bank account types may have lower maintenance fees or waive them entirely based on minimum balance requirements or bundled service conditions.
Is this charge fraudulent?
No, this is a legitimate charge from CIH Bank Morocco. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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