SUBSTACK* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "SUBSTACK*" charge is from Substack. Substack newsletter subscription.
Substack
Substack newsletter subscription.
Category
News
Avg. Charge
$5.00
Country
US
Billing Cycle
Monthly
Cancel At
substack.com/account
Support
See website
Why does this charge appear?
When you subscribe to a paid newsletter on Substack, your payment is processed through Stripe, which truncates merchant names to fit within the character limits imposed by banking and card network systems. Because Substack operates as a platform hosting thousands of individual newsletters, the billing descriptor is standardized as "SUBSTACK*" followed by additional identifying characters, rather than displaying the name of the specific newsletter author you subscribed to. If you see this charge on your statement and recognize signing up for any paid Substack newsletter at around $5.00 per month, the charge is legitimate and reflects your ongoing subscription.
What should you do?
Identify the Substack newsletter
Log in to your account at substack.com and review your active subscriptions to identify which specific newsletter the SUBSTACK* charge is associated with, as you may be subscribed to one or more paid Substack publications.
Check your Substack billing history
Visit substack.com and navigate to your account settings to view your billing history. Confirm the charge amount and date match what appears on your bank statement under SUBSTACK* to ensure there are no duplicate or unexpected charges.
Manage or cancel your Substack subscription
If you no longer want the newsletter tied to the SUBSTACK* charge, go to substack.com/account to manage your paid subscriptions and cancel any you no longer wish to keep before the next billing cycle.
Contact Substack support if needed
If the SUBSTACK* charge still does not match any newsletter you recognize after reviewing your account at substack.com, reach out to Substack's support team directly through their website to clarify the charge before considering a dispute with your bank.
Is this charge fraudulent?
No, this is a legitimate charge from Substack. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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