OPTUM* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "OPTUM*" charge is from Optum Health. Optum health services charge.
Optum Health
Optum health services charge.
Category
Health
Avg. Charge
Variable
Country
US
Billing Cycle
Variable
Cancel At
optum.com/account
Support
See website
Why does this charge appear?
Optum Health uses the shortened "OPTUM*" descriptor on bank statements because their billing systems process payments through a centralized platform that truncates the full company name to fit within the character limits imposed by card networks like Visa and Mastercard. The asterisk following "OPTUM" is a standard formatting convention used by their payment processor to separate the brand identifier from any additional transaction details, such as a service code or regional identifier, that may follow depending on which Optum Health product or service was billed. If you see "OPTUM*" on your statement, it is almost certainly a legitimate charge related to Optum Health services, which can include pharmacy benefits, health savings accounts, or direct healthcare services.
What should you do?
Identify the Optum Health charge
Log into your bank account and look for the charge labeled OPTUM* on your statement. This is a legitimate charge from Optum Health, a health services company. Cross-reference the charge amount and date with any recent Optum Health services, prescriptions, or health plan activity you may have used.
Review your Optum Health account activity
Visit optum.com and log into your Optum Health account to review your billing history and recent transactions. Check for any health services, wellness programs, or pharmacy benefits that may correspond to the OPTUM* charge appearing on your bank statement.
Contact Optum Health support if needed
If you do not recognize the specific OPTUM* charge amount or cannot match it to a service, contact Optum Health directly through optum.com to speak with a billing representative. They can provide a detailed explanation of what the charge covers and confirm whether it is tied to your account.
Manage or cancel your Optum Health subscription
If you no longer wish to use Optum Health services and want to stop future OPTUM* charges from appearing on your statement, visit optum.com/account to manage your account settings, review any active memberships or plans, and cancel any services you no longer need.
Is this charge fraudulent?
No, this is a legitimate charge from Optum Health. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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