MICROSOFT*365 Charge (What It Is + Is It Legit?)
✓ LegitimateThe "MICROSOFT*365" charge is from Microsoft 365. Microsoft 365 subscription.
Microsoft 365
Microsoft 365 subscription.
Category
Tech
Avg. Charge
$6.99
Country
US
Billing Cycle
Monthly
Cancel At
account.microsoft.com/services
Support
See website
Why does this charge appear?
When Microsoft processes subscription payments for Microsoft 365, they use a condensed billing descriptor format that combines the brand name with an asterisk followed by the product name, resulting in MICROSOFT*365 appearing on your statement. The asterisk is a standard convention used by payment processors to separate a merchant's name from a product or service identifier within the strict character limits imposed by card networks like Visa and Mastercard. Microsoft applies this format consistently across their subscription services to fit billing information into the limited descriptor field while still making it recognizable to customers reviewing their bank statements.
What should you do?
Verify Your Microsoft 365 Subscription
Log in to your Microsoft account at microsoft.com and navigate to your account dashboard to confirm you have an active Microsoft 365 subscription. Check the subscription tier and billing cycle to make sure the MICROSOFT*365 charge on your statement matches what you signed up for.
Review Your Microsoft 365 Billing History
Visit account.microsoft.com/services to view your full Microsoft 365 billing history. Compare the charge amount and date from your bank statement against the invoices listed there to ensure the MICROSOFT*365 charge is accurate and expected.
Check for Duplicate or Unexpected Microsoft 365 Plans
At account.microsoft.com/services, review whether you are paying for multiple Microsoft 365 plans, such as a personal and a family plan, or an old plan you no longer use. If you find any redundant subscriptions, cancel the ones you do not need directly from that page.
Manage or Cancel Your Microsoft 365 Subscription
If you no longer want the service generating the MICROSOFT*365 charge, go to account.microsoft.com/services and select your Microsoft 365 subscription to cancel or downgrade it. Make sure to cancel before your next billing date to avoid being charged again in the following cycle.
Is this charge fraudulent?
No, this is a legitimate charge from Microsoft 365. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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