MICROSOFT* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "MICROSOFT*" charge is from Microsoft 365. Microsoft 365 subscription.
Microsoft 365
Microsoft 365 subscription.
Category
Tech
Avg. Charge
$6.99
Country
US
Billing Cycle
Monthly
Cancel At
account.microsoft.com/services
Support
See website
Why does this charge appear?
Microsoft processes payments for its Microsoft 365 subscription service through its own internal billing infrastructure, which truncates the full product name down to "MICROSOFT*" due to the character limits imposed by payment networks like Visa and Mastercard on transaction descriptors. The asterisk following "MICROSOFT" is a standard separator used in merchant descriptors to indicate that additional identifying information would follow if space allowed, a common practice among large tech companies that sell multiple products under one parent brand. If you see this charge for around $6.99 on a monthly basis, it almost certainly corresponds to a Microsoft 365 Personal or family plan subscription tied to your Microsoft account.
What should you do?
Confirm Your Microsoft 365 Subscription
Visit microsoft.com and sign in to your Microsoft account to verify that you have an active Microsoft 365 subscription. Check the plan name, billing cycle, and renewal date to confirm the MICROSOFT* charge on your bank statement matches what you signed up for.
Review Your Microsoft 365 Billing History
Go to account.microsoft.com/services and navigate to your billing history to see a full breakdown of past MICROSOFT* charges. Make sure the amount charged matches your current Microsoft 365 plan pricing, whether monthly or annual.
Check Who Is Using the Subscription
From your Microsoft 365 account settings at microsoft.com, review how many users or devices are linked to your subscription. If you share a Microsoft 365 Family plan, confirm that all listed members are people you recognize and authorized.
Cancel or Adjust Your Microsoft 365 Plan If Needed
If you no longer want the Microsoft 365 subscription or want to switch plans, visit account.microsoft.com/services to manage or cancel your subscription before the next billing date to avoid another MICROSOFT* charge appearing on your bank statement.
Is this charge fraudulent?
No, this is a legitimate charge from Microsoft 365. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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